PILLAR 3 Disclosures

This document sets out the Pillar 3 disclosures on capital and risk management for Bank Leumi (UK) plc (“BLUK” or “the Bank”).

This document fulfils the regulatory disclosure requirements of the Capital Requirements Regulation (CRR) and the Capital Requirements Directive (CRD) referred to together as CRD IV, which came into effect on 1 January 2014. This regulatory framework is supplemented by a number of technical standards issued by the European Banking Authority (EBA) which have been adopted by BLUK where appropriate.